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Health Benefits Information for Employees

Health insurance is one of the most important benefits you receive from your employer. The following information will help you get the best value from your health insurance benefits. If you still have questions, or need additional assistance, please call or e-mail us.

Questions and Answers: Recent Changes in Healthcare Law
Life Changes Require Health Choices
Work Changes Require Health Choices
IRS Notice 98-12 Deciding Whether to Elect COBRA Health Care Continuation After the Enactment of HIPAA
Special Enrollment Rights Model Description

Insurance Forms

These forms require Adobe Acrobat Reader. Click here to get Acrobat Reader free from Adobe.

Florida Health Insurance Forms
Florida Benefit Summaries
Illinois Health Insurance Forms
Illinois Benefit Summaries

Insurance Carrier Links

These links to insurance company sites are for the convenience of our clients and their employees. Please note that the information is subject to change. When making an appointment with any healthcare provider, please confirm that they are a participating provider on your particular health plan.

Provider Directories
Aetna US Healthcare Provider Directories
Blue Cross Blue Shield of Florida Provider Directories
Humana Physician Finder

United Healthcare Provider Directories
Denticare and Protective Dental Care Provider Directories
Met Life Dental Provider Search

Prescription Drug Formularies
To help control the rising cost of prescription drugs, many prescription drug benefit plans today use a preferred list or formulary. Follow these links to find your insurance carrier's formulary list.
Aetna US Healthcare Formulary Medication Guide

Humana Preferred Drug List

IRS Links
Calculate your withholding using the IRS withholding calculator


Cindy Click HERE


Provider Directories

Prescription Drug Formularies

Health and Wellness

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(c)Jeannette Luckinbill, CLU, RHU, REBC
Florida Health Benefits Jacksonville, Florida 904-726-0477